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Living life as a Reverse Mortgage Professional is possibly the best career a person could ever have.

Helping seniors understand and evaluate Reverse Mortgage products for their retirement planning can be both challenging and rewarding.  But, finding the right program may bring a wealth of opportunity and financial independence that might otherwise be impossible.  The new programs make it important for Senior home owners to look into the HECM line of Credit at the earliest possible age. The growth factor of the line of credit could significantly increase the security and stability for your retirement funds.

 The many special friends and acquaintances I have found in my 16 year career as a Reverse Mortgage Specialist have enhanced my life more than I could ever have thought possible.

Use our free Life Expectancy Set Aside (LESA) calculator to educate yourself on the amount needed to set aside funds to pay property charges, including homeowners insurance, property tax, and HOA dues. A LESA sets aside a portion of your reverse mortgage line of credit for the purpose of paying these future charges, giving you peace of mind. (Enter annual amounts.)* Legal

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Power Up Your Home’s Energy Efficiency with a Reverse Mortgage

June 21, 2018

A Home Equity Conversion Mortgage (a reverse mortgage sometimes referred to as HECM) is often considered an avenue for high-equity homeowners to supplement retirement income without selling the home. However, the flexibility of a HECM can also offer funding to make critical improvements or cost-saving upgrades to the home.

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How does Age Factor Into The Benefits of a HECM?

June 14, 2018

If you or a family member is considering a Home Equity Conversion Mortgage, or HECM (also known as a reverse mortgage), you probably know that age is important; after all, FHA requires that borrowers be 62 years old to qualify.

But there are other reasons age matters,

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Reverse Mortgage

Stability and success are important at every stage in your life. For those exploring the benefits of reverse mortgages, we understand that your families and your security are paramount. We provide quality, dependable customer care you can trust.

Buying a home

Open Mortgage also offers HECM for Purchase (H4P), which lets seniors 62 and older combine two financial transactions — a down payment with a reverse mortgage loan — to purchase a new home.

Refinancing a home

Take advantage of a lower rate that could reduce your monthly payment or change the term of your loan. Our outstanding customer service and commitment to provide transparent communications means that Open Mortgage makes your priorities our mission.

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